You Never Thought You Would Need Your Insurance

Before you were injured, you probably didn’t worry much about the
insurance coverage in your auto policy. You kept your premiums current
and you knew that you had active insurance coverage, if something went
wrong. Like most of the thousands of clients we have met with, you never
imagined that one day you would need to meet with an attorney following a
collision. Worse still, you didn’t realize that your insurance coverage was far
less than what your family would need to put your life back together
following a severe collision.
You may have been like Ms. Roberts from Hypoluxo. She was driving her car to work one
evening on a country road, when a reckless driver lost control and crashed
head on into her vehicle. The collision was severe, and the injuries she
suffered were catastrophic. She was taken from the scene by ambulance and
evaluated in the emergency room. From there she was taken to surgery
where several pins were used to hold her shattered ankle bones together.
Ms. Roberts’ medical bills piled up, and she was unable to work. Her
treatment did not end at the hospital either. Her rehabilitation continued
over the next 14 months, under the care of her surgeon, home health care
nurse, occupational therapist, physical therapist and pain management
specialist. Unfortunately, her ankle pins were causing additional problems, 16
and the surgeon decided to remove them, which resulted in more expenses,
more treatment and a longer period of disability from work.
After many months of active medical care and rehabilitation, Ms. Roberts
was able to walk and stand long enough to return to part time work as a
nurse. Her medical expenses were more than $100,000.00 and her lost
wages approached $50,000.00. Fortunately her health care insurance
covered most of her medical expenses, but she had no coverage at all for her
wage loss. Facing bankruptcy and the loss of her home, Ms. Roberts
contacted Alpert Schreyer Injury Attorneys for help.
Finding the right insurance solutions is often the most important part of
your our job as injury attorneys. When we find low insurance limits in Hypoluxo, our
work to find other sources of insurance benefits will often mean the
difference between a good outcome and a significant financial loss. On the
other hand, where there are higher limits, insurance can make the road to
full recovery smoother.